Answer these five questions honestly (we promise we won't judge):

1. When do you typically start thinking about year-end tax planning?

A) October or earlier

B) Mid-December

C) December 29 in a panic

2. Your receipt organization system is best described as:

A) Digital filing system, categorized monthly

B) Shoebox or folder, mostly together

C) Receipts? Oh no...

3. How often do you review your financial statements?

A) Monthly, like clockwork

B) Quarterly, when taxes are due

C) Annually, when my accountant asks for them

4. Your relationship with your accountant is:

A) Collaborative partnership

B) Once-a-year check-in

C) Who's my accountant again?

5. Estimated quarterly taxes make you feel:

A) Confident—I've got it handled

B) Nervous, but I manage

C) Confused and anxious

Results:

Mostly A: The Overachiever

You're crushing it! Focus on advanced strategies like retirement contributions, entity structure optimization, and multi-year tax planning. You're ready for the next level.

Mostly B: The Steady Planner

You've got good habits, but they're inconsistent. The difference between "mostly organized" and "fully in control" is smaller than you think. Try this: move from quarterly to monthly financial check-ins (just 20 minutes), set up automatic categorization for recurring expenses, and schedule two strategy calls with your accountant each year—not just at tax time. These small upgrades will have a big impact on your peace of mind.

Mostly C: The Spontaneous Entrepreneur

Hey, we get it. You're busy building your business, not buried in spreadsheets. But here's the thing: a little structure now saves massive stress later. Start small: commit to just 30 minutes monthly to review your numbers with a simple system. You don't need to become detail-obsessed—you just need a system that won't let things slip through the cracks.

Next step for everyone: Schedule your year-end tax consultation today!